[Maddix]

It's not just ex-pats. We have a joint savings account that my mrs gets her wages paid into. A couple of years ago they scrapped the cash point cards for this type of account. Since then we have been trying to get her name added to my current account with the same bank so that she can get a cash point/debit card. Unfortunately she doesn't exist according to HSBC as all the utility bills are in my name and she doesn't have a passport anymore. This is despite banking with them for over 15 years, having letters from HMRC, the DWP and having a full CRB check as she's a teacher and, not least, having her wages paid in to that f'ucking bank already So she has to go online and transfer her wages into my account every month so that we can use them F'UCKING WANKERS

or should I thank them she has no access to money unless I'm there or go and get her some from the cashpoint

Seriously though, what would she do if I was hospitalised or worse ? commit fraud by using my card ? WANKERS

I'm tempted to take her in wearing a hijab and burka if we can ever be arsed to try and sort it out again